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$14,000

That's how much this broken arm you see above is going to cost Beau "OMA" Taylor to fix.  Why?  Because he - like many, many fighters - has absolutely no health insurance.

I'm not here to post an opinion about the state of America's healthcare or how much access is available to the average MMA fighter.  What I will say, however, is that regardless of what impediments exist to obtaining health insurance, fighters without such coverage are endangering their career.  MMA is a sport where injuries are not only common, but expected.  Limbs are hyper extended, faces are punched, legs are kicked, and noses are broken.  Experiencing and treating injuries is just as much a part of training as drilling armbars from the guard.  To not have some kind of insurance - either promotionally sponsored or via private funding like COBRA - is negligent.  Yes, funds are tight.  I recognize the limited wallets of many fighters reduce disposable income.  But injuries - either the singularly serious or the accumulation of many - can affect a fighters' career and ability to fight.

It's easy to look at the MMA organizations and ask why they aren't doing more.  I'm not sure its the most fair question, though, unless you're the UFC.  The IFL provides insurance, but that's got to come at a heavy price.  If corporate America is dumping employer provided healthcare, I doubt a fledgling MMA organization is going to be free of the same financial pressures.  The truth is that, ultimately, fighters must designate some of their funds for health coverage.  It's tempting to say it's too expensive to provide your own coverage, but that's narrow, short-term thinking that sooner or later will result in a broken arm and a bill for $14k.

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Oh good lord...
There is no excuse for someone competing in any sport let alone boxing or MMA to not have some form of health care/insurance.  As you said it is understood that budgets are tight...but they're even tighter when you're droping a few thousand just to get back a negetive x-ray...let alone when you have an actual injury.

by Brent Brookhouse on May 14, 2007 3:07 PM EDT reply actions   0 recs

Agreed
If fighters want a professional career, then they need a professional attitude.  COBRA offers a variety of packages, none of which are prohibitively expensive.

MMA managers and trainers either need to encourage their fighters to look into their options or get educated about what's available themselves.  There's no reason why a young fighter - who supports himself by fighting - should be sidelined with an injury while being slapped with an astronomical medical bill.  It's quite literally adding insult to injury.

by Luke Thomas on May 14, 2007 3:16 PM EDT reply actions   0 recs

Actually, there is a good excuse
No one will insure these guys at any price below what they are paid to fight.  If you subtracted an actuarially fair amount for insuring them from the amount they are paid to fight you would most likely get a negative number.  

The various leagues can solve this problem by pooling the risk and self-insuring the fighters.  UFC, for example, should pay the medical expenses for any UFC fighter injured during a fight or in the training leading up to the fight.  Cash payouts could be reduced accordingly.  

by 34hawk on May 14, 2007 3:43 PM EDT reply actions   0 recs

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